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ব্যাংক নিয়োগ প্রস্তুতি ⎯ লং কোর্স

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Stocks & Shares, True discount, Bankers discount [ব্যাংকের সকল পরীক্ষা যেকোনো প্যাকেজের জন্য ফ্রি]
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ব্যাংক নিয়োগ প্রস্তুতি ⎯ লং কোর্স

ব্যাংক নিয়োগ প্রস্তুতি ⎯ লং কোর্স · তারিখ অনির্ধারিত · ২৮ প্রশ্ন

.
Find the number of shares that can be bought for tk. 8200 if the market value is tk. 20 each with brokerage being 2.5%.
  1. ক) 450
  2. খ) 500
  3. গ) 400
  4. ঘ) 300
ব্যাখ্যা

Cost of each share = (20 + 2.5% of 20) = tk.20.5
Therefore, number of shares = 8200/20.5 = 400

.
A merchant marks his goods 40% above the cost price and sell them at a discount of 15%. Find his gain % = ?
  1. ক) 25%
  2. খ) 22%
  3. গ) 19%
  4. ঘ) 20%
ব্যাখ্যা

Let the cost price = 100 units
Marked price = 140 units
Selling price = 140 × 85/100 = 119
Profit % = 19/100×100 = 19%

.
While selling a watch, a shopkeeper gives a discount of 5%. If he gives a discount of 6%, he earns Tk. 15 less as profit, what is the marked price of the watch = ?
  1. ক) 1250
  2. খ) 1400
  3. গ) 1500
  4. ঘ) 750
ব্যাখ্যা

Let the marked price = 100x
Shop Keeper gives 5% discount, therefore, Price becomes = 95x
Again if shopkeeper gives 6% discount then the price become = 94x
According to the question if he gives 6% discount his earning will Tk.15 less
∴ 95x - 94x = 15
⇒ x = 15
∴ Marked price = 100 × 15 = Tk. 1500

.
A company pays 12.5% dividend to its investors. If an investor buys tk.50 shares and gets 25% on investment, at what price did the investor buy the shares?
  1. ক) 6.25
  2. খ) 25
  3. গ) 50
  4. ঘ) 12.5
ব্যাখ্যা

Dividend on 1 share = (12.5 x 50)/100 = tk.6.25
tk.25 is income on an investment of tk.100
tk.6.25 is income on an investment of tk. (6.25 x 100)/25 = tk.25

.
A single discount equivalent to discount series 20%, 20% and 10% is = ?
  1. ক) 50%
  2. খ) 48.4%
  3. গ) 42.4%
  4. ঘ) 40.4%
ব্যাখ্যা

Single equivalent discount for 20% and 20%
= 20+20−20 × 20/100 
= 40−4 = 36%
Single equivalent discount for 36% and 10%
= 36+10−36 × 10/100
= 46−3.6 =42.4%

.
A man buys tk. 20 shares paying 9% dividend. The man wants to have an interest of 12% on his money. The market value of each share is:
  1. ক) 12
  2. খ) 15
  3. গ) 18
  4. ঘ) 21
ব্যাখ্যা

Dividend on tk. 20 = tk.9/100x 20= 9/5
tk.12 is an income on tk.100.
Tk. 9/5 is an income on tk. 100/12 x 9/5 = tk.15

.
The B.D. and T.D. on a certain sum is Tk. 200 and Tk. 100 respectively. Find out the sum.
  1. ক) 400
  2. খ) 300
  3. গ) 100
  4. ঘ) 200
ব্যাখ্যা

F = (BD×TD)/(BD−TD)
= (200 × 100)/ (200−100)
= 200−100/ 100
= Tk.200

.
A man invested Tk. 4455 in Tk. 10 shares quoted at Tk. 8.25. If the rate of dividend be 12%, his annual income is:
  1. ক) 207.40
  2. খ) 534.60
  3. গ) 648
  4. ঘ) 655.60
ব্যাখ্যা

Number of shares =4455/8.25= 540.
Face value = tk. (540 x 10) = tk. 5400.
Annual income = tk.12/100x 5400= tk. 648.

.
What is the banker’s discount, if the true discount on a bill of Tk. 840 is Tk.105?
  1. ক) 100
  2. খ) 110
  3. গ) 120
  4. ঘ) 130
ব্যাখ্যা

Present Worth (P.W.) = 840 - 105 
= Tk. 735
Therefore, S.I. on Tk. 735 = Tk. 105
S.I. on Tk. 8400
= 105 × 840/735
= Tk. 120

১০.
The single discount equivalent to two successive discount of 20% and 5% is = ?
  1. ক) 24%
  2. খ) 25%
  3. গ) 22%
  4. ঘ) 23%
ব্যাখ্যা

Two successive discount is equivalent
= 20+5− 20×5/100
= 25−1 = 24%

১১.
The bankers discount on Tk. 1800 at 12% per annum is equal to the true discount on Tk 1872 for the same time at the same rate. Find the time.
  1. ক) 4 months
  2. খ) 5 months
  3. গ) 6 months
  4. ঘ) 3 months
ব্যাখ্যা

S.I. on Tk. 1800 = T.D. on Tk. 1872
P.W. of Tk. 1872 is Tk. 1800
Tk. 72 is S.I. on Tk. 1800 at 12%
Time = (100×72)/(12×1800)
= 1/3 years = 4months

১২.
The cost price of a Tk 100 stock at 4 discount, when brokerage is 1/4% is:
  1. ক) 95.75
  2. খ) 96
  3. গ) 96.25
  4. ঘ) 104.25
ব্যাখ্যা
C.P. = (100 - 4 + 1/4 ) = tk 96.25
১৩.
The banker's gain on a bill due 1 year hence at 12% per annum is Tk. 6. The true discount is:
  1. ক) 72
  2. খ) 36
  3. গ) 54
  4. ঘ) 50
ব্যাখ্যা

T.D. = (B.G.×100)/(R×T)
= Tk.(6×100 / 12×1)
= Tk.50

১৪.
A person paid Tk. 17000 for a motor-car after a single discount of 15%. If he is given successive discount of 5% and 10% then how much he would pay?
  1. ক) 17000
  2. খ) 17010
  3. গ) 17100
  4. ঘ) 18900
ব্যাখ্যা

Cost price of motor-car = Tk. 17000
Mark price of motor-car
= Tk 17000 × 100/85 = Tk. 20000
After successive discount,Cost price
= Tk. 20000 × 95/100×90/100
= Tk. 17100 

১৫.
The bankers discount and true discount on a sum of money due 8 months hence are Tk.120 & Tk.110 resp. Find the sum.
  1. ক) 1457
  2. খ) 1320
  3. গ) 1140
  4. ঘ) 1260
ব্যাখ্যা

Sum = (B.D.×T.D.)/(B.D.−T.D.)
= (120×110) / (120−110)
= 1320

১৬.
The true discount on a bill of Tk. 540 is Tk. 90. The banker's discount is:
  1. ক) 60
  2. খ) 108
  3. গ) 110
  4. ঘ) 112
ব্যাখ্যা

P.W. = Tk.(540−90) = Tk.450
∴S.I. on Tk.450
= Tk. 90 
S.I.on Tk. 540
= Tk.(90/450×540)
= Tk.108
∴B.D.= Tk.108

১৭.
A shopkeeper marks his goods 30% above his cost price but allows a discount of 10% at the time of sale. His gain is = ?
  1. ক) 21%
  2. খ) 20%
  3. গ) 18%
  4. ঘ) 17%
ব্যাখ্যা

Let the cost price of goods = Tk. 100
Mark price of goods = Tk.130 (30% discount)
Selling price of goods 
= 90% of 130 = Tk 117
Gain = 117 - 100 = Tk. 17
Gain% = 17/100×100 = 17%

১৮.
The banker's discount of a certain sum of money is Tk. 72 and the true discount on the same sum for the same time is Tk. 60. The sum due is:
  1. ক) 360
  2. খ) 432
  3. গ) 540
  4. ঘ) 1080
ব্যাখ্যা

(B.D.×T.D)/(B.D.−T.D)
= Tk (72×60/ 72−60)
= Tk. (72×60/12)
= Tk.360

১৯.
A man invested tk.1552 in a stock at 97 to obtain an income of tk. 128. The dividend from the stock is:
  1. ক) 7.5%
  2. খ) 8%
  3. গ) 9.7%
  4. ঘ) None of these
ব্যাখ্যা

By investing tk. 1552, income = tk. 128.
By investing tk. 97, income = tk.128/1552 x 97= tk. 8.
Dividend = 8%

২০.
A man buys tk. 50 shares in a company which pays 10% dividend. If the man gets 12.5% on his investment, at what price did he buy the shares?
  1. ক) 35.50
  2. খ) 40
  3. গ) 48
  4. ঘ) 52
ব্যাখ্যা

Dividend on 1 share
= ( 10/ 100 ×50)
= Tk. 5
Tk. 12.50 is an income on an investment of tk. 100
Tk. 5 is an income on an investment of :
= Tk. (100× 2/25 ×5)
= Tk. 40.
∴ Cost of 1 share = Tk. 40

২১.
The banker's gain on a sum due 3 years hence at 12% per annum is Tk. 360. The banker's discount is:
  1. ক) 1360
  2. খ) 1000
  3. গ) 360
  4. ঘ) 640
ব্যাখ্যা

BG = Tk. 360
T = 3 years
R = 12%
TD = (BG×100)/TR
= (360×100)/(3×12)
= Tk. 1000
BG = BD - TD
⇒ BD = BG + TD = 360 + 1000 = Tk. 1360

২২.
A man invested Tk. 14400 in tk. 100 shares of a company at 20% premium. If the company declares 5% dividend at the end of the year, then how much does he get?
  1. ক) 500
  2. খ) 600
  3. গ) 650
  4. ঘ) 720
ব্যাখ্যা

Number of shares = (14400/120) = 120
Face value = (100 × 120) = 12000
Annual income = (5/100 × 12000) = 600

২৩.
The B.D. and T.D. on a certain sum is Tk. 200 and Tk. 100 respectively. Find out the sum.
  1. ক) 400
  2. খ) 300
  3. গ) 100
  4. ঘ) 200
ব্যাখ্যা

F = (BD×TD)/(BD−TD)
= (200×100)/(200−100)
= 200−100/ 100
= Tk. 200 

২৪.
A person has deposited Tk. 13200 in a bank which pays 14% interest. He withdraws the money and invests in Tk. 100 stock at Tk. 110 which pays a dividend of 15%. How much does he gain or lose?
  1. ক) Loses Tk. 48
  2. খ) Gains Tk. 48
  3. গ) Loses Tk. 132
  4. ঘ) Gains Tk. 132
ব্যাখ্যা

Income from bank = 14% of Tk. 13200 = Tk. 1848
Number of shares purchased
= Tk. (13200/110)
= Tk. 120
Income from stock
= (15% of Tk. 100) × 120
= Tk. (15 × 20)
= Tk. 1800
∴ Loss = Tk. (1848 - 1800)
= Tk. 48

২৫.
A man invested Tk. 1552 in a stock at 97 to obtain an income of Tk. 128. The dividend from the stock is:
  1. ক) 7%
  2. খ) 8%
  3. গ) 9.7%
  4. ঘ) None of these
ব্যাখ্যা

By investing Tk.1552, income = Tk 128.
By investing Tk.97, income = Tk.(128 / 1552×97) = Tk 8
∴Dividend = 8%

২৬.
A trader allows two successive discounts of 30% and 15% on selling an article. If he gets Tk. 476 for that article, find its marked price = ?
  1. ক) 700
  2. খ) 400
  3. গ) 900
  4. ঘ) 800
ব্যাখ্যা

Let, Marked price = Tk. x
∴x× 70/100 × 85/100 =476
⇒ x = 476 × 100/70 ×100/85 
⇒ x= Tk. 800 

২৭.
The marked price is 20% higher than cost price. A discount of 20% is given on the marked price. By this type of sale, there is = ?
  1. ক) 4% loss
  2. খ) 2% loss
  3. গ) No loss no gain
  4. ঘ) 4% gain
ব্যাখ্যা

Let the cost price = 100 units
Marked price = 120 units
Selling price = 120 × 80/100 = 96 units
There will be loss
Loss% = 100−96 /100 × 100 = 4%

২৮.
A fan is listed at Tk. 150 and a discount of 20% is given. Then the selling price is = ?
  1. ক) 180
  2. খ) 150
  3. গ) 120
  4. ঘ) 110
ব্যাখ্যা
Selling price = 150×80 / 100 = Tk. 120