ব্যাংক নিয়োগ প্রস্তুতি ⎯ লং কোর্স

- গ্রাহক ডেবিট কার্ড ব্যবহার করে নিজের হিসাবের নগদ অর্থ উত্তোলন করতে পারে এবং তার হিসাবে উত্তোলনযোগ্য টাকার
ব্যালেন্স দেখতে পারে।
- প্রতিটি ডেবিট কার্ডের একটি সুনির্দিষ্ট নম্বর রয়েছে।
- নির্দিষ্ট পরিমাণ টাকা জমা দিয়ে গ্রাহক ব্যাংক থেকে ডেবিট কার্ড সুবিধা নিতে পারে। এ কার্ডটি  Cash Card নামেও পরিচিত। 

উৎস: এইচএস সি প্রোগ্রাম, উন্মুক্ত বিশ্ববিদ্যালয়।

Cookies হলো আপনার ইন্টারনেট ব্রাউজারের ক্যাশ মেমোরিতে সংরক্ষিত হওয়া কিছু ফাইল যা Internet Information File নামে পরিচিত |
- মূলতঃ আপনার পরিদর্শন করা ওয়েবসাইটগুলো আপনার কম্পিউটারে সংরক্ষণ করে। 
- ইন্টারনেট ব্রাউজিংয়ের সময় সার্ভার থেকে আপনার ব্রাউজারে অবিরত পাঠানো প্যাকেট ডাটা, যা ব্রাউজার আবার সার্ভারে ফেরত পাঠায় – ইন্টারনেট জগতে এই সকল প্যাকেট ডাটাকে cookies বলা হয়।

উৎস: উচ্চ মাধ্যমিক কম্পিউটার এবং তথ্য ও যোগাযোগ প্রযুক্তি( মাহবুবুর রহমান)

Archie was the first search engine.
Archie was launched on September 10, 1990, and developed by Alan Emtage, Bill Heelan and Peter Deutsch at McGill University in Montreal (Canada).
This first search engine had nothing to do with the interactive interfaces we know.

বর্তমানে ইন্টারনেটে অসংখ্য ওয়েবসাইট রয়েছে। এই ওয়েবসাইটগুলাে নিজের কম্পিউটার থেকে দেখা বা ব্রাউজ করার জন্য আমরা সাধারণত বিভিন্ন সফটওয়্যার ব্যবহার করি। এই সফটওয়্যারগুলােকে বলা হয় ওয়েব ব্রাউজার।
জনপ্রিয় কিছু ওয়েব ব্রাউজার হলোঃ Internet Explorer, Edge, Mozilla Firefox, Netscape Communicator, Safari, Opera, Google Chrome, Maxthon ইত্যাদি৷

Source: captechu.edu, News report

Bangladesh Automated Clearing House (BACH):
BACH is the first-ever electronic clearing house of Bangladesh, has two components -
the Automated Cheque Processing System (ACPS) and the Electronic Funds Transfer (EFT).
Both the systems operate in batch processing mode- transactions received from the banks during the day are processed at a pre-fixed time and settled through a single multilateral netting figure on each individual bank's respective books maintained with the Bangladesh Bank.
A state-of-the-art Data Center (DC) and a Disaster Recovery Site (DRS) have been established comprising of most modern software and hardware for dealing with the operations of BACH.
A Virtual Private Network (VPN) has been created between the participating commercial banks and Data Center (DC) & Disaster Recovery Site (DRS) for communicating necessary information related to BACH.
Digital Certificate has been formulated for the first time in Bangladesh for secured data communication.

Source: Bangladesh Bank Website

- Generally, compelling valid email address characters consist of an email prefix and valid email domains, both in acceptable formats.
- The prefix appears to the left of the @ symbol, and the domain appears to the right of the @ symbol.
- Without this, email domains are not valid.
- For example, in the address, "support@microsoft.com", "support" is the email prefix, and "@microsoft.com" is the domain.
- "www.bobsmith.com" and "www.bobsmith.gmail.com" are an example of a URL.
- "Bob Smith@gmail.com" is an invalid e-mail id because there is a space between Bob and Smith.
- Hence, Bobsmith21@gmail.com is a valid email address.

National Payment Switch Bangladesh (NPSB) is a domestic ATM sharing network governed by the Bangladesh Bank.
Through this network, NPSB member bank's customers are to perform ATM transactions at other NPSB member banks' ATM terminals using their Debit/Credit/ATM cards.

Source: hsbc.com.bd

HTML (Hyper Text Markup Language) is used to create web pages and web applications. It is a markup language. By HTML we can create our own static page. It is used for displaying the data not to transport the data. HTML is the combination of Hypertext and Markup language. Hypertext defines the link between the web pages. A markup language is used to define the text document within tag which defines the structure of web pages. This language is used to annotate (make notes for the computer) text so that a machine can understand it and manipulate text accordingly.

XML (eXtensible Markup Language) is also used to create web pages and web applications. It is dynamic because it is used to transport the data not for displaying the data. The design goals of XML focus on simplicity, generality, and usability across the Internet. It is a textual data format with strong support via Unicode for different human languages. Although the design of XML focuses on documents, the language is widely used for the representation of arbitrary data structures such as those used in web services.

There are three common protocols used to deliver email over the Internet:
- the Simple Mail Transfer Protocol (SMTP),
- the Post Office Protocol (POP), and
- the Internet Message Access Protocol (IMAP).
All three use TCP, and the last two are used for accessing electronic mailboxes.
- Special records stored in DNS servers play a role as well, using UDP. The current version of POP is version 3 (POP3) and the current version of IMAP is version 4 (IMAP4).

Source: www.sciencedirect.com

The status bar is the area at the bottom of the Word window that indicates information about the current document.
It displays information about what page you are on, as well as your line number on the page and character number on the line.

-  BACPS is the only state-of-the-art cheque clearing facility since its inception in October 2010.
- It uses the Cheque Imaging and Truncation (CIT) technology for electronic presentment and payment of paper-based instruments (i.e. cheque, pay order, dividend & refund warrants, etc).
- BACPS operates in a batch processing mode.
- Transactions received from the banks during the day are processed and settled at a pre-fixed time.

Source: bb.org.bd

The Ctrl + K command can be used to quickly insert web links in a document.
Press Ctrl + K simultaneously and then add the URL of the link that you want to insert.

Pretty Good Privacy (PGP) is an encryption program that provides cryptographic privacy and authentication for data communication.
PGP is used for signing, encrypting, and decrypting texts, e-mails, files, directories, and whole disk partitions and to increase the security of e-mail communications.

- নির্ভুল লেনদেন রেকর্ড করার জন্য ব্যাংকে কম্পিউটার ব্যবহার করা হয়।
- ক্রমান্বয়ে তথ্য ও যোগাযোগ প্রযুক্তি ব্যাংকের কার্যক্রমে বহুলাংশে দখল করে নিয়েছে।
- সর্বপ্রথম ইলেকট্রনিক ব্যাংকিং এর সূচনা হয় যুক্তরাষ্ট্রে। 
- ১৯৬১ সালে ‘The National City Bank of New York’ ইলেক্ট্রনিক ব্যাংকিং ব্যবস্থার প্রবর্তন করে।
- এ ব্যাংকটি EFTS (Electronic Fund Transfer System) নামে e-Banking কার্যক্রম প্রথম প্রবর্তন করে।

উৎস: এইচএসসি প্রোগ্রাম, উন্মুক্ত বিশ্ববিদ্যালয়।

MICR stands for Magnetic Ink Character Recognition. 
Magnetic ink character recognition (MICR) is a technology used primarily to identify and process checks.
The MICR on a check is the string of characters that appears at the bottom left of the check.
It consists of three groups of numbers, including the bank routing number, the account number, and the check number.

Source: investopedia.com

- View tab in MS word is used to switch between two or more documents in MS word.
- View tab helps us to switch between Normal or Master Page spread views.
- View tab gives us control over showing boundaries, guides, zooming the size of our publication, and rulers.

- The BIC is an 8 character code.
- It is defined as 'business party identifier', consisting of the business party prefix (4 alphanumeric), the country code as defined in ISO 3166-1 (2 alphabetic), and the business party suffix (2 alphanumeric).

Source: Swift.com

- ‘IP’ এর পূর্ণরূপ হলো ‘Internet Protocol’.
- (1st Octet) (2nd Octet) (3rd Octet) (4th Octet) চারটি অংশের সমন্বয়ে গঠিত হয়আইপি অ্যাড্রেস I
Pv4 (IP ভার্সন 4) নামে পরিচিত।
- IPv4 এই অ্যাড্রেস হলাে 4 X ৪ বা 32 বিটের। যার 2³² বা 4294967296 সংখ্যক নেটওয়ার্কযুক্ত কম্পিউটার বা ডিভাইসকে সনাক্ত করা যায়।
- তবে আইপি অ্যাড্রেসের নতুন ভার্সন হলাে IPv6; যার সাহায্যে 2¹²⁸ সংখ্যক ডিভাইসকে সনাক্ত করা যায় এবং যা 128 বিটের অ্যাড্রেস।

- An IBAN, or international bank account number, is a standard international numbering system developed to identify an overseas bank account. - The number starts with a two-digit country code, then two numbers, followed by several more alphanumeric characters.
- SWIFT code is usually paired with an IBAN (International Bank Account Number).
- Once the transfer is completed, the bank that receives the money issues a ‘SWIFT message’, a confirmation that funds were received that contains the full information about the transfer.

Source: investopedia.com

DSL stands for Digital Subscriber Line, and describes a family of technologies used for digital data transmission and connection to the Internet.
It is a type of broadband communication service available to homes and businesses that uses existing phone lines without interrupting telephone use.

Cross-references are inserted into your document as fields.
A field is a set of information that instructs Word to insert text, graphics, page numbers, and other material into a document automatically.
For example, the DATE field inserts the current date.
The advantage of using fields is that the content being inserted--date, page number, graphics, etc.--gets updated for you whenever there's a change.

- Bangladesh Automated Clearing House (BACH) is comprised of automated cheque processing systems and Electronic Fund Transfer (EFT).
- Bangladesh Automated Cheque Processing System (BACPS) started its live operation on 7 October 2010.
- Bangladesh Electronic Funds Transfer Network (BEFTN) started its live operation on 28 February 2011.

Source: Bangladesh Bank Website

- Electronic mail (e-mail) is a computer-based application for the exchange of messages between users.
- A worldwide e-mail network allows people to exchange e-mail messages very quickly.
- E-mail is the electronic equivalent of a letter, but with advantages in timeliness and flexibility.
- An e-mail may contain text, files, images, or other attachments.

- W3C stands for World Wide Web Consortium.
- The World Wide Web Consortium (W3C) is an international community where Member organizations, a full-time staff, and the public work together to develop Web standards.
- W3C was founded in 1994 and is currently led by Web inventor and Director Tim Berners-Lee and CEO Jeffrey Jaffe, W3C's mission is to lead the Web to its full potential.

- Email spam is also known as junk email.
- Spam email is unsolicited and unwanted junk email sent out in bulk to an indiscriminate recipient list.
- Typically, spam is sent for commercial purposes.
- It can be sent in massive volumes by botnets, networks of infected computers.

SWIFT codes can be from 8 to 11 characters in length.
It's structured as follows:
- The first four characters identify the particular institution or bank to which the transfer will be made
- The next two characters specify the country
- The following two identify the location - usually the city
- The final three characters are usually numerical and indicate a particular branch or office
- When the final three characters are not included, the transfer goes to the head office or branch.

Source: sumup.co.uk