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ব্যাংক নিয়োগ প্রস্তুতি ⎯ লং কোর্স

পরীক্ষাব্যাংক নিয়োগ প্রস্তুতি ⎯ লং কোর্সতারিখতারিখ অনির্ধারিতসময়25 minutes
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সিলেবাস
Math - 03: Percentage, Profit & Loss, Discount
ঘনত্ব
উত্তর
উত্তরিতবর্তমানপুনরায় দেখুনঅসম্পূর্ণ

ব্যাংক নিয়োগ প্রস্তুতি ⎯ লং কোর্স

ব্যাংক নিয়োগ প্রস্তুতি ⎯ লং কোর্স · তারিখ অনির্ধারিত · ২৪ প্রশ্ন

.
An employee's annual salary was increased Tk. 25,000. If her new annual salary now equals Tk. 90,000, what was the percent increase?
  1. ক) 45%
  2. খ) 42%
  3. গ) 20%
  4. ঘ) None of these
ব্যাখ্যা
New annual salary = Tk. 90,000
Salary increase = Tk. 25,000.

Original salary
= Tk. (90,000 - 25,000).
= 65,000

Percentage Increase
= (25,000/ 65,000) × 100%
= 38.46%
.
What is the rate of discount is a car that had a regular price of Tk. 30,00,000 is sold for Tk. 27,90,000?
  1. ক) 5%
  2. খ) 6%
  3. গ) 7%
  4. ঘ) 8%
ব্যাখ্যা
Discount = Tk. (30,00,000 - 27,90,000) = Tk. 2,10,000
Therefore, rate of discount = (2,10,000/30,00,000) × 100% = 7%
.
A sum of money amounts to Tk. 920 in 3 years and to Tk. 1000 in five years. Find the rate percent per amount -
  1. ক) 2%
  2. খ) 11%
  3. গ) 4%
  4. ঘ) 5%
ব্যাখ্যা
After 5 years the sum = Tk. 1000
After 3 years the sum = Tk. 920
The interest of 2 years = Tk. (1000 - 920) = Tk. 80
The interest of 3 years, I = Tk. 80 x (3/2) = Tk. 120
The principle, P = Tk. (920 - 120) = Tk. 800
So, the rate = I/Pn = 120/(800 x 3) × 100% = 5%
.
The present worth of Tk. 10816 due to in 2 years at 4% per annum compound interest is
  1. ক) Tk. 10,000
  2. খ) Tk. 12,000
  3. গ) Tk. 15,000
  4. ঘ) Tk. 18,000
ব্যাখ্যা
A = P(1 + r)n
⇒ 10816 = P(1 + 4/100)2
Therefore, present worth,
P = 10816/(1 + 4/100)2
    = 10816/(1.04)2
    = 10816/1.0816
    = Tk. 10,000
.
A man's salary was reduced by 30%, again the reduce salary was increased by 30%. Find the loss of in term of percentage.
  1. ক) 9%
  2. খ) 15%
  3. গ) 20%
  4. ঘ) 25%
ব্যাখ্যা
Let the salary was Tk. 100

A man's salary was reduced by 30%.
So, salary will be Tk. (100 - 30) = Tk. 70

Again the reduce salary was increased by 30%.
So, salary will be Tk. (70 + 30% of 70) = Tk. (70 + 21) = Tk. 91

Loss of in term of percentage = Tk. (100 - 91) = Tk. 9
.
A product is sold at a profit of 20%. If the cost price is increased by 10% and sale price by Tk. 26, then the percentage of profit reduce by 5%, cost price is
  1. ক) 400
  2. খ) 500
  3. গ) 600
  4. ঘ) 700
ব্যাখ্যা
Let, the cost price be Tk. x
Selling price at 20% profit
= x + 20% of x
= x + 20x/100
= 120x/100
= Tk. 6x/5

The cost price is increased by 10%. 
So, new cost price
= (x + 10% of x)
= Tk. 11x/10

Therefore, new selling price = Tk. (6x/5 + 26)

New profit = (6x/5 + 26) - 11x/6
                   = Tk. (x/10 + 26)

According to the question,
(x/10 + 26) ÷ 11x/10 × 100 = 15
⇒ (x + 260) × 100/11x = 15
⇒ 65x = 26,000
∴ x = 400

.
A salesman sells two shirts at BDT 594 each. On one he gains 10% and on the other, he loses 10%. Find his gain or loss percent on the whole.
  1. ক) 1% loss
  2. খ) 1% profit
  3. গ) 99% loss
  4. ঘ) 99% profit
ব্যাখ্যা
At 10% profit, The cost price of the first shirt
= 100/(100 + 10) × 594
= Tk. 540

At 10% loss, The cost price of the second shirt
= 100/(100 - 10) × 594
= Tk. 660

Now, the total cost price of two shirts
= 540 + 660
= Tk. 1200

and the total sell price of two shirts
= 594 × 2
= Tk. 1188

Loss = 1200 - 1188
        = Tk. 12 

Percentage of loss = (12/1200 × 100)%
                               = 1%
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Shortcut: 
Loss percentage = (common gain or loss/10)% = (10/10)% = 1%
[ When a salesman sells two shirts at same price each and on one there is gain is equal to on other there is loss in percentage, then there shall be always loss percent on the whole and loss percentage will be (common gain or loss/10)% ]
.
60% of 200 is what percent of 160?
  1. ক) 20
  2. খ) 50
  3. গ) 60
  4. ঘ) 75
ব্যাখ্যা
Let 60% of 200 be x percent of 160.
that means, 60% of 200 = x% of 160.
⇒ 60 × 200/100 = 160x/100
⇒ 120 = 8x/5
⇒ 8x = 600
⇒ x = 75
.
Kowshik earns taka 11 for each ticket that he sells and a bonus of taka 2 per ticket for each ticket he sells over 100. If Kowshik was paid taka 3700, how many tickets did he sell?
  1. ক) 120
  2. খ) 250
  3. গ) 280
  4. ঘ) 300
ব্যাখ্যা
Suppose, Kowshik sells x ticket
price of all ticket without bonus = Tk. 11x
Number of bonus ticket = (x - 100)
Therefore, 11x + 2(x - 100) = 3700
⇒ 11x + 2x - 200 = 3700
⇒ 13x = 3900
⇒ x = 300
১০.
There is an 80% increase in an amount in 8 years at simple interest. What will be the compound interest of Tk. 14,000 after 3 years at the same rate?
  1. ক) Tk. 3794
  2. খ) Tk. 4612
  3. গ) Tk. 4634
  4. ঘ) Tk. 3714
ব্যাখ্যা
80% increase in 8 years at simple interest. That is 10% each year.
Therefore,
Rate of interest is 10%
10% (14000) = 1400
10% (1400) = 140
10% (140) = 14
Required compound interest = 3(1400 + 140) + 14
= Tk. 4634.
১১.
There is 12% salt in 300 mm mixture. If 200 mm water is added to it, then what percentage of salt is there in the new mixture?
  1. ক) 5.2%
  2. খ) 7%
  3. গ) 7.2%
  4. ঘ) 7.5%
ব্যাখ্যা
In 300 mm mixture, amount of salt = 12% of 300 = 36 mm
If 200 mm water is added to it, total mixture = 200 + 300 = 500 mm
Therefore, amount of salt percentage = 36/500 × 100% = 7.2%
১২.
A shopkeeper sells a pen-drive by 5% discount. In 8% discount, he earns Tk.15. What is the marked price of the pen-drive?
  1. ক) Tk. 500
  2. খ) Tk. 750
  3. গ) Tk. 780
  4. ঘ) Tk. 820
ব্যাখ্যা
Suppose, marked price of the pen-drive is Tk. x
At 5% discount, selling price of pen-drive = (100 - 5)x = Tk. 95x
At 8% discount, selling price of pen-drive = (100 - 8)x = Tk. 92x
Therefore,
95% of x - 92% of x = 15
⇒ 95x/100 - 92x/100 = 15
⇒ 3x = 1500
⇒ x = 500
১৩.
The price of a flower is 25% more than the price of a book. The price of a flower-vase is 75% more than the price of the book. How much is the price of the flower-vase more than the price of the flower?
  1. ক) 20%
  2. খ) 25%
  3. গ) 30%
  4. ঘ) 40%
ব্যাখ্যা
Let the price of book
= Tk. 100

Price of flower
= Tk. (100 + 100 × 25%)
= Tk. 125

Price of flower-vase
= Tk. (100 + 100 × 75%)
= Tk. 175

Difference of flower-vase and flower's price
= Tk. (175 -125)
= Tk. 50

∴ Price of the flower-vase more than the price of the flower (in percentage)
= {(50×100)/125}%
= 40%
১৪.
As the price of mango has reduced 20%, it is now possible to buy 2 more mangoes at Tk. 12. What is the correct price of 50 mangoes?
  1. ক) Tk. 50
  2. খ) Tk. 60
  3. গ) Tk. 70
  4. ঘ) Tk. 80
ব্যাখ্যা
As the price of mango has reduced 20% that means 
mango of Tk. 100 will be available for Tk. 80
Therefore, mango of Tk. 12 will be available for Tk. (80 × 12/100) or Tk. 9.6
So, cost price of 2 mangoes = (12 - 9.6) = Tk. 2.4
cost price of 50 mangoes = Tk. 2.4 × 50/2 = Tk. 60
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short-cut
20% of Tk. 12 = Tk. 2.4
The price of 2 mangoes is Tk. 2.4
The price of 50 mangoes is Tk. 2.4 × 50/2 = Tk. 60
১৫.
If the salary of an employee is reduced by 10 percent for his late attendance and then increased by 10 percent on a pardon, how much does he lose?
  1. ক) 1%
  2. খ) (1/2)%
  3. গ) 99%
  4. ঘ) 90%
ব্যাখ্যা
At 10% decrease,
salary = 100 - 10 = 90

And a 10% increase,
the salary = 90 + 90×10/100 = 99

∴ He is at = 100 - 99 = 1% loss
১৬.
A shopkeeper sold a product at loss of 10%. He had sold it for Tk. 108 more, he would have earned a profit of 10%. Find the cost of the product.
  1. ক) Tk. 540
  2. খ) Tk. 580
  3. গ) Tk. 600
  4. ঘ) Tk. 650
ব্যাখ্যা
At loss of 10%, if cost price is Tk. 100, selling price is Tk. (100 - 10) = Tk. 90
At profit of 10%, if cost price is Tk. 100, selling price is Tk. (100 + 10) = Tk. 110
More selling price = Tk. (110 - 90) = Tk. 20
if more selling price is Tk. 20, the cost price is Tk. 100
if more selling price is Tk. 108, the cost price is Tk. 100 × 108/20 = Tk. 540
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Shortcut way:
more selling price = 10 - ( - 10) = 20 
Therefore, 20% of cost price = More selling price
20% of cost price = 108
cost price = Tk. 100 × 108/20 = Tk. 540
১৭.
What will be the compound interest at 10% on a sum of TK. 5000 after 5 years?
  1. ক) Tk. 3052
  2. খ) Tk. 3068
  3. গ) Tk. 3072
  4. ঘ) Tk. 3075
ব্যাখ্যা
Compound interest = Amount − Principal
Amount = 5000(1 + 10/100)5 = 8052.55
So, compound interest = Tk. (8052.55 - 5000) = Tk. 3052.55 ≈ Tk. 3052
১৮.
What will be the difference between simple and compound interest at 10% on a sum of Tk. 1000 after 4 years?
  1. ক) Tk. 64
  2. খ) Tk. 74
  3. গ) Tk. 78
  4. ঘ) Tk. 81
ব্যাখ্যা
Simple interest = (10 × 4 × 1000)/100 = Tk. 400
Compound amount, c = p(1 + r)n
= 1000{1 + (10/100)}4
= 1000(11/10)4
= 1464.10

∴ Compound interest
= 1464.10 - 1000
= 464.10

∴ Difference between Simple and Compound interest = 464.10 - 400 = Tk. 64.10 ≈ Tk. 64 
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10% সুদে, 1,000 টাকার 4 বছরের সুদ = (10 × 4 × 1000)/100
= 400 টাকা।
আমরা জানি,
চক্রবৃদ্ধি মুনাফায় সবৃদ্ধিমূল, c = p(1 + r)n
= 1000{1 + (10/100)}4
= 1000(11/10)4
= 1464.10 টাকা

∴ চক্রবৃদ্ধি মুনাফা
= 1464.10 - 1000
= 464.10 টাকা

∴ সরল এবং চক্রবৃদ্ধি মুনাফার মধ্যে পার্থক্য = 464.10 - 400 = 64.10 টাকা
১৯.
If the ratio of principal and yearly amount be in the ratio 25 : 28, then the yearly rate of interest is -
  1. ক) 10%
  2. খ) 12%
  3. গ) 20%
  4. ঘ) 36%
ব্যাখ্যা
Given, principal : yearly amount = 25 : 28
So, interest = 28 - 25 = 3

So, rate of interest
= 3/25 × 100 %
= 12%
২০.
A, B, C investment in a partnership in the ratio of 5 : 6 : 8. The ratio of the profit is 5 : 3 : 12. Find the ratio of time for their investment.
  1. ক) 2 : 5 : 3
  2. খ) 4 : 1 : 3
  3. গ) 2 : 1 : 3
  4. ঘ) 2 : 1 : 5
ব্যাখ্যা
The required ratio of time = ratio of (interest/investment)
= (5/5) : (3/6) : (12/8)
= 1 : 1/2 : 3/2 = 2 : 1 : 3
২১.
A and B started a business by investing Tk. 4000 and Tk. 5000 respectively. Find the A's share out of a total profit of Tk. 1800.
  1. ক) Tk. 1200
  2. খ) Tk. 800
  3. গ) Tk. 600
  4. ঘ) Tk. 1800
ব্যাখ্যা
Ratio of A and B's investment = 4000 : 5000 = 4 : 5
A's share = 4/(4 + 5) × 1800 = Tk. 800
২২.
By selling a book for Tk. 675, a seller loses 2/9 of his outlay, by selling it for Tk. 810, his gain or loss percentage is -
  1. ক) 6.67% loss
  2. খ) 6.67% gain
  3. গ) 7.34% loss
  4. ঘ) 7.34% gain
ব্যাখ্যা
A seller loses 2/9 of his outlay,
that means if selling price is Tk. 7, then cost price will be (7 + 2) = Tk. 9
if selling price is Tk. 675, then cost price will be Tk. 9 × 675/7 = Tk. 867.86
Loss = Tk. (867.86 - 810) = Tk. 57.86
percentage loss = Tk. 57.86/Tk. 867.86 × 100% = 6.67%
২৩.
A shopkeeper marks his goods 20% above cost price, but allows 30% discount for cash payment. His net loss is?
  1. ক) 12%
  2. খ) 16%
  3. গ) 20%
  4. ঘ) None of these
ব্যাখ্যা
Let the cost price of goods = Tk. 100
Market price of goods = 120% of 100  
                                     = 120/100×100
                                     = Tk. 120
At 30% discount for cash payment, real price = (100 - 30)% = 70%
After discount selling price of goods
= 70% of 120
= Tk. 84
Loss = Tk. (100 − 84) = Tk. 16
Loss % = (16/100) × 100 = 16%
২৪.
A student scores 55% marks in 8 papers of 100 marks each. He scores 15% of his total marks in English. How much does he score in English?
  1. ক) 72
  2. খ) 69
  3. গ) 66
  4. ঘ) 78
ব্যাখ্যা
Total marks obtained by the student = 55% of 800
= {(55/100) × 800}
= 440
 ∴ Marks scored in English
= 15% of 440
= {(15/100) × 440}
= 66